APS vs SRP Solar Calculator (2026)

Compare APS and SRP side-by-side for solar + battery payback. Enter your home details once and see how the same system performs on each utility — different export rates, demand charges, VPP earnings, and incentives produce different payback periods.

APS vs SRP — Solar + Battery Payback Comparison

Enter your home details once and see how the same solar + battery system performs on APS vs SRP. Different rate structures, export credits, demand charges, and incentives produce different payback periods — find out which utility gives you a better deal.

Your Home & System

Same inputs for both utilities — see the difference in outcomes

1,500 kWh/month
8 kW

Typical AZ homes: 5 kW (small), 8 kW (average), 10-13 kW (large/EV).

8 kW

APS has no demand charge — this only affects the SRP side. Your highest single on-peak hour.

Adds TOU arbitrage, demand shaving (SRP), VPP earnings (APS), and battery incentives.

13.5 kWh

APS Wins — $1438/year more savings

APS saves $1438/year more than SRP for this system. APS benefits from a higher export rate ($0.0760/kWh vs $0.035/kWh), no demand charges, and VPP earnings + the $3,750 Cool Reward rebate.

APS (Saver Choice Plus)

Payback Period

8.8 yrs

Annual Savings

$2,871

Net Cost

$27,028

APS export rate: $0.0760/kWh — 117% higher than SRP's $0.035/kWh
No demand charges on APS — your bill scales linearly with kWh consumed
APS VPP adds ~$325/year + $3,750 Cool Reward rebate

SRP (E-27 + CGP)

Payback Period

21.5 yrs

Annual Savings

$1,432

Net Cost

$30,778

SRP demand charge: $12.50/kW — this is the biggest cost driver for high-AC homes
Battery demand shaving saves ~$360/year by reducing measured peak demand
SRP export rate ($0.035/kWh) is less than half of APS — self-consumption matters more on SRP

Head-to-Head Breakdown

Monthly bill (no solar)
$200
$243
Monthly bill (with solar)
$53
$164
Monthly solar savings
$147
$79
Export credit
$0.0760/kWh
$0.035/kWh
Monthly export income
$29
$13
Battery arbitrage
$65/mo
$11/mo
Demand shaving
N/A
$30/mo
VPP earnings
$27/mo
N/A
Total annual savings
$2,871
$1,432
System cost (before incentives)
$35,625
$35,625
Incentives
$8,598
$4,848
Net cost
$27,028
$30,778
Payback period
8.8 years
21.5 years
25-year net benefit
$58,674
$14,070

Methodology: Annual blend of summer/winter rates. Solar production based on 8 kW × Phoenix 6.5 peak sun hours × 80% system losses. Self-consumption 70% (with battery). Rate escalation 3%/year. Solar degradation 0.75%/year. Battery degradation 2%/year.

Note: You cannot choose your utility — it's determined by your home's location. This calculator shows how the same system performs differently on each utility's rate structure.

Default Example: 8 kW Solar + 13.5 kWh Battery, 1,500 kWh/month

For a typical Arizona home using 1,500 kWh/month with an 8 kW solar system and 13.5 kWh battery (Tesla Powerwall 3), here is how APS and SRP compare:

APS (Saver Choice Plus)

8.8 yrs

payback period

$2,871/yr savings

Net cost: $27,028

SRP (E-27 + CGP)

21.5 yrs

payback period

$1,432/yr savings

Net cost: $30,778

Winner: APSAPS saves $1438/year more than SRP for this system. APS benefits from a higher export rate ($0.0760/kWh vs $0.035/kWh), no demand charges, and VPP earnings + the $3,750 Cool Reward rebate.

Why Your Utility Matters for Solar ROI

APS and SRP serve different parts of the Phoenix metro area, and their rate structures create meaningfully different economics for solar and battery owners. The two biggest differences:

  • Export rates. APS pays $0.0760/kWh for solar exports — about 117% more than SRP's $0.035/kWh. Every kWh you push to the grid is worth more on APS.
  • Demand charges. SRP charges $14.50/kW in summer for your highest single on-peak hour. APS has no demand charge. This means on SRP, one hour of running central AC + pool pump at 5pm can add $100+ to your monthly bill — even if solar covered most of your energy usage.

When APS Wins

APS is generally better for solar-only systems (no battery) because the higher export rate means more value for every kWh your panels overproduce. APS also wins when you add a battery, thanks to the $3,750 Cool Reward rebate and VPP earnings ($150-$500/year). The arbitrage spread on APS is also wider: super off-peak at $0.0935/kWh vs peak at $0.3439/kWh is a $0.2504 spread.

When SRP Wins

SRP can win for large homes with high peak demand that add a battery. The demand charge shaving value of a battery on SRP ($348-$522/year for a 2-3 kW reduction) can outweigh APS's VPP and rebate advantages. SRP also has lower base energy rates, so if your solar covers nearly all your energy needs and you have minimal exports, SRP's lower consumption cost tips the balance.

The Battery Makes Everything Better

On both utilities, adding a battery improves the solar ROI dramatically. Without a battery, about 65% of your solar production gets exported at the low export rate. With a battery, you self-consume ~70% and shift your peak usage to off-peak — the combined effect adds $500-$1,500/year to your savings depending on system size and utility.

For more detail on battery-specific economics, use our Powerwall Payback Calculator which models incentive stacking, VPP earnings, and demand shaving in depth.

How This Calculator Works

This calculator runs identical solar + battery math against both APS Saver Choice Plus and SRP E-27 rate structures, then compares the results side-by-side. For each utility:

  1. Annual energy cost: Your monthly kWh split across peak/off-peak/super-off-peak windows using the same usage profile, multiplied by each utility's published 2026 rates.
  2. Solar savings: Your system's annual production (from NREL PVWatts for Phoenix) × self-consumption value + export value at each utility's published export rate.
  3. Battery savings: TOU arbitrage (charge cheap, discharge expensive) + APS VPP earnings + SRP demand charge shaving. Each utility has different levers.
  4. Incentives: Federal 30% ITC, AZ 25% state credit (capped at $1,000), APS Cool Reward $3,750 rebate (APS only). Applied to net cost to calculate payback period.

The “winner” is whichever utility produces a shorter payback period and higher lifetime savings. All rates from published 2026 tariffs. Solar production from NREL PVWatts v8 API for Phoenix, AZ.

Related Reading

Frequently Asked Questions

Is APS or SRP better for solar panels?

For most homes, APS produces a better solar ROI thanks to a higher export rate ($0.0760/kWh vs $0.035/kWh), no demand charges, and the $3,750 battery rebate. However, SRP can be better for large homes with high peak demand if they add a battery to shave demand charges.

Can I choose between APS and SRP?

No. Your utility is determined by your home's location. APS serves most of Phoenix metro (Scottsdale, Glendale, Surprise, Peoria). SRP serves the East Valley (Mesa, Gilbert, Chandler, Tempe). If you're buying a new home and solar is a factor, consider the utility service area as part of your decision.

Why does SRP have demand charges for solar customers?

SRP's Customer Generation Plan charges $14.50/kW (summer) for your highest on-peak hour. This means even if your solar covers most of your energy, one hour of heavy AC usage at 5pm defines your demand charge for the month. A home battery can reduce measured peak demand and significantly lower this cost.

How much more does APS pay for solar exports?

APS pays about 117% more per exported kWh than SRP. At $0.0760/kWh vs $0.035/kWh, this adds up to hundreds of dollars per year for systems that export heavily. With a battery, the gap narrows because more solar is self-consumed.

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